Category Archives: Financial

Ways to Save and Grow Your Money Financial Fitness for Regular People

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This little book is helping thousands of people to make more money, save more money, and get out of debt faster. It’s based on sound financial principles that are EASY to follow – anyone can do it. It is a tiny little book, written in common language for regular people like you and me. If you have a 6th grade education, you can read it and understand it. If you have four years of college, or you’re a doctor, attorney, or a successful actor or musician, don’t think that this doesn’t apply to you – There areplenty of very successful known people in plenty of financial pain. Um…Peter included.

This is financial help for doctors, financial help for attorneys, financial help for janitors, financial help for engineers, financial help for plumbers, financial help for high schoolers, financial help for college students, financial help for retirees – whatever your stage of life or present financial condition, you will learn enough to pay for this book 10 times over … Fast.

Peter wrote this book after going through terrible financial times and enduring all the misery that goes along with it. He or any Debtor knows what it’s like to have creditors calling your home over and over, all day, every day. They know that knot in the pit of your stomach when you can’t pay all the bills, and the banks call and threaten to take your home and your car, garnish your wages, maybe even threaten to take your kids! They make you feel awful. And they’re REALLY good at it.

They know the embarrassment of investing tens of thousands of dollars in a college education and hundreds of thousands of dollars in a business, then to have nothing but debt to show for it. They know the frustration of being in that pressure cooker with no way out.

But there is a way out. And you can do it.

Peter will even challenge you to count how many ways the book gives you to save and grow your money (hint: it’s a lot more than 100).

Why doesone need THIS book, when there are lots of other quality books and programs already out there? Well… If you’ll read a 2-inch thick book and go through a 13-week course, go for it. Peter can highly recommend Dave Ramsey’s Financial Peace University and he personally leads FPU groups.

There are other gurus and courses as well – the 13-week Crown Financial course, Loral Langemeier’s Millionaire Maker program, Clark Howard, SuzeOrman, Robert Kiyosaki’s Rich Dad – all of these people are knowledgeable advisors. Some, like Dave Ramsey, have even been through a lot of financial pain and can identify with yours. But where those courses teach great theory and concepts, Peter’s book drills down into the daily steps.100 Ways to save and Grow Your Money: Financial Fitness for Regular People … Is fast, good medicine for regular people. It gives you the nuts and bolts, the “how-to” for making those programs work in your daily life.

Are you busy? Most everybody is. This is a tiny book you can read in a couple of evenings. If you read slowly, taking your time and highlighting the sections that are most important to you, it might take a week. But it will be FUN! And you can put one or two ideas into motion right away. If you’ll just do that, you’ll have many times the small cost of this book in your pocket within a few weeks.

Do you have less than a high school education? If you read at a sixth grade level, you can understand this book and put it to use today.

Do you have a college degree, even an advanced degree? But none of those classes taught you how to handle the slippery fish that is money. The concepts in this book will transform your life by enabling you to keep your money and grow it Big.

Do you feel like a tiny book is beneath your education, status in life, reputation, time commitments, ego, or the brand of car that you drive (making payments)? There was a time when Peter Sorrells thought so, too. How is that working for you? Trust this little book to help you exchange debt for cash, exchange liabilities for assets, and exchange worry and stress for… Peace.

Peace inside, peace in your marriage, peace in your home.

Are you a go-getter working your way up the corporate ladder or striving for success in your own business? None of it will matter if you lose your health, your soul, or your marriage in the process. Read this little book and learn how to hold onto your money and whatever else is important to you.

As best-selling author Steve Chandler says about 100 ways to save and grow your money: “Don’t spend one more day worrying about money…get this book and see how fun and easy it is to put your life in order and be in charge of your prosperity and security once again.”

Are you currently working through Financial Peace University, Crown Financial, Loral Langemeier’s Millionaire series, Rich Dad, or any other course? You STILL need this little book. Dave Ramsey will teach you to run like a gazelle… Crown will teach you the spiritual aspects of money… Loral will teach you how to build a million…But how, exactly, in your day-to-day life, do you do that? What are the daily mechanics of saving and growing money?

Like these: Where can I save on gas? Where do I get coupons for groceries? How can I watch movies for free? What should I know & do about my credit cards? How do I change my thinking so I can really make this happen?

Enter, 100 Ways to Save and Grow Your Money. It’s a great partner to whichever program you’re using now. And if you’re not on a formal program – it will give you the tools to do this on your own.

What are others saying about this book?

-Pete Sorrells has developed a great little book that I wish everyone would read. 100 Ways to save and Grow Your Money is a resource that will continue to pay long-term dividends for anyone who seeks to improve their financial health and wellbeing.- – Dave Briggs Director – Enrich Financial Ministries, Central Christian Church of Arizona

ICT in Financial Inclusion, Taxation, Excise and Finance – Abhishek Sinha

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Please also visit FIPS(“Financial Inclusion & Payment System”) fips.eletsonline.com

Elets – A platform for disseminating creative ideas on ICT

Elets Technomedia is a technology media and research company that focuses on ICT in government, education, healthcare, agriculture and rural development sectors. Our mandate is to provide effective information on latest development in different ICT tools, techniques and their applications across our verticals through premier print publications, online portals and premier events, seminars, conferences and summits. Elets has created a name for itself as a technology media and research vendor of choice.

Strategies

To strengthen and facilitate knowledge sharing platforms engaging with partners across the globe through International conferences to provide cross-cultural grounding to stakeholders and participants To provide stakeholders with a platform to share models of best practice, knowledge and experience on a range of issues in the domain of ICT in Governance, Education, Health, security, Urban and Rural Development To mobilise the communities towards creating a digitally informed knowledge society based on shared understanding

Elets Focus Areas

Elets provides an unmatched versatility for working with multiple partners and consultants to mutually share knowledge. With a vision to provide effective information on latest development in different ICT tools, techniques and their applications across various verticals with focused reference to governance, education and health, we

a) bring niche monthly publications;

b) provide knowledge exchange fora and

c) conduct research projects, primarily through Events & Conferences.

A Need For Financial Services Consultancy, Why Is It So

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We are living in a world where businesses bloom. The economy is the one thats keeping a certain country alive. Its also a time where corporations are doing their best to maintain and uphold their names in the industry. One of the key factors that determine the success of such institutions is their financial status. How they control the money thats coming in and out of their companies can determine the success or failure of their entity. Without the right financial services management, a certain company might end failing all its operations.
However, financial management isnt just about keeping and updating financial records. Its a work thats not supposed to be taken for granted and left to someone whos not capable of handling it. There are certain elements that should be involved in the entire process like planning, organizing, proper control and monitoring the resources to reach certain financial goals.
When financial management is done the right way, it will be coming with long term benefits. Thats the reason why your organization should never take these things away. Heres a list of great reasons why should ask the help of an established financial services consultancy.
One is that it with their experience and connections to other organizations, they can create a very efficient source and use of different financial resources. Since certain financial services management experts are well trained and experienced, they just know what to do with your situation and they can create solutions to problems you might be having without so much hardship.
Second would be that they can help you attain your financial goals without so much of hard time. Since they have all the knowledge thats needed, goals are easily attained whether it be a long or short term. Third would be that proper financial management will impress your organizations donors and stakeholders. A satisfied donor will give more and its a plus to your company or organization.
Fourth, certain funding institutions will respect and become confident in your companys ability to survive. It will also put a smile to your partner agencies and sister organizations. Fifth, since competition is high especially in this modern world, with the help of an experienced financial management services, you may eventually gain access even to limited sources.
And lastly, all of these things are just for short term basis. Your real goal for having the proper financial management services is sustainability and reaching your long term goals. Surviving the chaotic world of business and organizations needs a sound and stable finances and once you have established it the right way, it will be easier to conquer any kind of market or industry.

Company Secretary Courses And Subjects

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Company Secretary Courses

The Company Law Board initiated a course in the year 1960 which is a Diploma in Company Secretary ship by the Government. As a result, the Institute of Company Secretaries of India stretched in the year 1969. These come under the regulation of the Companies Act in 1956 of Section 25. As per the Act of 1980, this was converted into a constitutional organization.

The Course lineup the knowledge in the field of legal affairs and commercial economic filed with the contemporary practice.
The aim of this Course’s is to expand and control the business.

* Foundation Course – 1st Stage: This is for the individual; he should pass the exam of Higher Secondary to meet up the eligibility criteria.

* Intermediate Course – 2nd Stage: The Intermediate Course which the individual should pass the foundation phase.

* Final Course – Last Stage/Final Course: The Final Course which the individual should clear all the two stages accurately to become a successful Company Secretary.

These are the all the 3 stages to be successfully completed

Eligibility Criteria:

Who and how an individual can pursue

* One should have passed his/her Higher Secondary examination or Intermediate Examination in order to pursue the Company Secretary courses.

* Those who are already a graduate and have cleared post graduation in Cost Accountancy or Chartered Accountancy has an advantage which is they can directly apply for the Intermediate stage of company secretary.

Training after Courses of Company Secretary:

After successfully clearing all the stages of the examinations; candidates have to go for a practical training for 16 months in order that the individual becomes the member of the Institute of the CSI and the person will be allocated a Professional Membership Number.

Extra Qualities:

* The person must be devoted and he/she should accomplish the good writing and speaking English skills

* He/she should also attain a moral character

* He/she should be able to understand the strategies and policies of the company. In a straight way he/she should become diplomatic person and should also be intellectual, elegant, loyal and meticulous as well.

Subjects Covers:

* Basic Economics
* Business Communication
* English
* Financial Accounting
* Company Law
* Management Accounting
* General and Commercial Law
* Corporate Secretarial practice
* Banking and Insurance
* World Trade Organization
* Corporate Restructuring
* Human Resource Management and Industrial Relation
* International Trade
* Joint Ventures and Foreign Collaborations and many more

Debt Help Provided By Bankruptcy Courts To Individuals In Financial Crises

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A severe debt situation can arise due to a number of reasons. It is important to clear a debt burden as quickly as possible, in order to get back the stability of your financial life and save your credit records from getting permanently damaged. Bankruptcy is one of the various debt solutions that can be availed to emerge out of a difficult debt situation. While it can be quite a challenge to file for bankruptcy owing to the various pessimisms involved in the procedure, adequate information obtained from experienced legal advisors can help in determining if it is appropriate for you.

If you are trying to cope with severe debt crisis, and planning to file for bankruptcy, it is important to obtain all necessary information regarding the rules and laws followed by the bankruptcy courts. Despite involving a number of negativisms, bankruptcy can help you clear the debt burdens efficiently. There are various kinds of bankruptcies that need to be known and evaluated before you can choose the right one for you. Consulting an expert legal attorney is important to decide on the most suitable type of bankruptcy for you.

If you are an individual trying to overcome a debt situation, filing for personal bankruptcy can help you clear your financial difficulties. Personal bankruptcy is divided into two types, namely chapter 7 bankruptcy and chapter 13 bankruptcy to help individuals in different financial situations.

In chapter 7 bankruptcy, the court seizes the non-exempt assets from the debtors and liquidates them for making payments to the lenders. However, there are certain bankruptcy laws that allow people to retain some of their valuable assets even after bankruptcy filing. An experienced and knowledgeable legal advisor can provide you adequate information on how to keep you assets in spite of filing for bankruptcy.

In chapter 13 bankruptcy however, you dont have to lose control over your assets. In this form of bankruptcy, you are provided with convenient repayment plans allowing you to make debt payments at affordable monthly rates and over a fixed period of time. Once you file for chapter 13 bankruptcy, the bankruptcy courts work on your behalf to negotiate with the creditors and provide you with easy repayment plans that are designed only after taking into consideration your monthly income and the necessary expenditures you have to make. You are expected to make the monthly payments only after you have paid for all your necessary monthly bills, and for a definite period of time. One of the most advantageous aspects of this type of bankruptcy is that it relieves you of any remaining debt amount after the lapse of the fixed time period.

Personal bankruptcy can help individuals immensely in overcoming severe financial crises. However, there are various bankruptcy laws made by the court that need to be known:

Personal bankruptcy can be filed only to clear unsecured debts. It cannot help in clearing unsecured debts.

You have to compulsorily complete a credit counseling course and present the certificate of completion at the court during the time of filing.

It is also a compulsory rule to pass a means test in order to prove the eligibility to file for chapter 7 bankruptcy.

While you are allowed by the court to file for bankruptcy yourself without an attorney, it is always advisable to take professional help for an efficient and successful bankruptcy filing.